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Archive for December, 2011

Less Stress Sufferd By Older Workers U-M Study Suggests

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Older workers generally report low levels of work-related stress, according to a University of Michigan study of a nationally representative sample of older workers.

The study, presented in San Francisco at the annual meeting of the Gerontological Society of America, is based on 2006 data from 1,544 participants within the U-M Well being and Retirement Study, conducted by the U-M Institute for Social Research (ISR) and funded by the National Institute on Aging.

By the year 2010, middle-aged and older workers are expected to outnumber their younger colleagues, making the physical and emotional well-being of older workers a growing concern for U.S. employers.

For the analysis, ISR researcher Gwenith Fisher, Quinnipiac University researcher Carrie Bulger and colleagues examined the prevalence of different kinds of job stressors reported by participants between the ages of 53 and 85. They also examined how those stressors relate to workers’ life satisfaction and physical health. All participants worked at least 20 hours per week.

Slightly more than half of the participants were male, 87 percent had been Caucasian, about eight percent were African American and seven percent had been Hispanic. On average, they had about 14 years of education.

“In general, older workers did not report high levels of work-related stressors,” stated Fisher, an organizational psychologist who is particularly interested in issues of work-life balance.

Just over half agreed or strongly agreed that they have competing demands becoming made on them at work, and 47 percent agreed that time pressures are a source of job stress.

Only 19 percent of older workers indicated that they have poor job security, nevertheless. “Given what we know about the extent of age discrimination at work and the current economic climate regarding unemployment, this is a surprisingly low number,” stated Fisher.

Just 15 percent reported that their work often or nearly all the time interfered with their personal lives and a scant 2 percent stated their personal lives interfered with their work.

“Many older workers are empty-nesters,” Fisher stated. “They don’t have the same work-personal conflicts that younger and middle-aged workers deal with, juggling responsibilities to children along with their jobs and their personal needs.”

Results from the study also indicated that workers who expertise less job stress are more satisfied with their life and are overall in better physical well being compared with those who report higher levels of job stressors.

For both younger and older workers alike, time pressure has been increasing over the last two decades, many studies have shown. “Technological advances like Blackberries, along with out-sourcing and down-sizing, have all increased the amount of work and pace at work,” Fisher stated. “But it’s particularly important to look at the effects this pressure may have on older workers, whose well being may be more vulnerable than that of younger workers.”

At this time of year, time pressure may be even greater because work loads may increase, Fisher said. “Year-end goals need to be met at the same time as the holidays mean less time at work and more personal errands and activities,” she said.

For older and younger workers facing work-related stress, Fisher recommended a few basic guidelines.

First, she advised, take good care of yourself. “Get enough sleep,” she stated. “In the short-term, you may be able to cut corners but within the long-term, cutting back on sleep may compromise your immune system and you’ll be more likely to get sick.” Also, be sure to get regular physical exercise. This can go a long way toward helping your body handle stressors, and reduce strains like anxiety and increase your energy level on the job.

Secondly, engage in active time management, Fisher advised. Use strategies that work for you, like creating a to-do list so you can keep track of tasks and set priorities. Establish clear boundaries. “With all the technologies that blur the boundaries between work and personal life, it’s important to set aside some time that isn’t available for any work,” she stated.

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Established in 1948, the University of Michigan Institute for Social Research (ISR) is among the world’s oldest academic survey research organizations, and a world leader inside the development and application of social science methodology. ISR conducts some of the most widely-cited studies inside the nation, including the Reuters/University of Michigan Surveys of Consumers, the American National Election Studies, the Monitoring the Future Study, the Panel Study of Income Dynamics, the Well being and Retirement Study, and the National Survey of Black Americans. ISR researchers also collaborate with social scientists in more than 60 nations on the World Values Surveys and other projects, and the Institute has established formal ties with universities in Poland, China and South Africa. ISR is also home to the Inter-University Consortium for Political and Social Research (ICPSR), the world’s largest computerized social science data archive. Visit the ISR web site at http://www.isr.umich.edu/ for more information.

Source: Diane Swanbrow
University of Michigan

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December 29th, 2011 at 3:59 pm

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Is there a such thing as temporary health insurance?

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- Chosen by Voters There's such a thing as short term health insurance.You're PROBABLY best off taking COBRA through the old employer for those six months, if you have anything already wrong, as short term health insurance won't cover preexisting conditions, and usually doesn't cover "routine maintenance". 3 months ago 100% 1 Vote

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December 27th, 2011 at 11:50 am

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People talk about immigrants getting free health insurance,how can I a low income citizen get some info?

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You aren't going to get free painkillers, that's for sure. It's based on your income. If you make too much money to qualify for your county's department of social services free clinic, then you have to pay out of pocket like a lot of people do. You have to contact them and find out. 5 years ago 2 people rated this as good thanks

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December 27th, 2011 at 11:48 am

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Do you know who doesn't have health insurance besides Americans?

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Most of you will think me heartless and cruel, but I feel that we need to limit the amount of publicly funded medical care we provide for illegal immigrants here in America. I truly feel for those who legitimately need our help, but we can’t be responsible for all the world’s needs while ignoring our own citizens. As a first responder, I’ve seen first hand the abuse of the medical system here in America. Citizens with health insurance wait in lines to be treated while illegals receive treatment ahead of them because of a technicality. You can’t refuse service in an emergency room if the patient arrives in an ambulance, and the ambulance can’t refuse service to anyone who requests it. A system designed to provide for life saving care for those who otherwise couldn’t afford it has been abused to allow for free care to anyone who know how to play the system. Far too often I’m called to a home for a medical emergency only to find yet another minor, non threatening case where the patient could have easily gone to the hospital on their own and avoided the ambulance entirely, but chose to call one anyway because they knew how to play the system. Someone has to pay for that ambulance ride and it’s not going to be an illegal without insurance. We must secure our boarders, if we don’t we will eventually follow in the footsteps of history and succumb to the slow bleed that threatens to bleed us dry. 3 years ago 2 people rated this as good Uh-huh.

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December 27th, 2011 at 11:48 am

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Is it true that the IRS will fine someone over 26 of age for not having health insurance?

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- Chosen by Voters OMG SOCIALISM! IT"S LIKE THE THIRD REICH 2 years ago 40% 2 Votes

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December 27th, 2011 at 11:47 am

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If my parents have health insurance, does that mean they don't pay a cent?

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well it depends on what type of insurance you have and what type of plan you have with that insurance some cover the whole bill but thats the really expensive ones and others pay 10-90 percent of the bill…the more you pay for your health insurance the more they cover your bill 1 year ago 1 person rated this as good Thanks, that makes sense.

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December 27th, 2011 at 11:47 am

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If America's health insurance system is soooo awesome, why have no industrialized nations?

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- Chosen by Voters They prefer to cover ALL their citizens. They do rely on the US for some technologies, but many countries in Europe also have robust pharmaceutical and medical device industries. 2 years ago 50% 2 Votes 1 person rated this as good

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December 27th, 2011 at 11:46 am

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Trying to get health insurance as a 21 years old?

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- Chosen by Voters You need to do your own research. I would just get many quotes from different companies then pick the best/cheapest one. When researching health insurance you might want to try and bookmark this site for research information, news, articles, insurance quotes, companies, links and more. It should have the resources/links to help you with your question.http://www.healthinsurance-guide.net/ 3 years ago 100% 1 Vote

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December 27th, 2011 at 11:45 am

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My parents dont have health insurance and they are in their 50s. Is there a way to put them on my policy?

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- Chosen by Voters No, you can't add your parents to your health policy. There IS NOT cheap health insurance if you're in your 50's, besides welfare health insurance – medicare if you're on SSDI, or medicaid if you're low income. They can try something like Medi-Share, a non-insurance cost sharing program (www.medi-share.org), or you can buy health insurance starting around $400 per month, each, if they're in good health. To cut the premiums, you raise deductibles – how much they pay out of pocket, before the insurance kicks in. Source(s): agent, 21+ years 5 years ago 67% 2 Votes 2 people rated this as good

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December 27th, 2011 at 11:45 am

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What are my options if I don't have health insurance?

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- Chosen by Voters set up a payment plan with the hospital.new programs being setup with like banks – Health Savings PlansChristian Health plans: http://www.christian-health-insurance.or… 3 years ago 100% 1 Vote

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December 27th, 2011 at 11:45 am

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